BankAmericard Cash Rewards™ Credit Card

BankAmericard Cash Rewards™ Credit Card Logo
Details
Highlights

Credit Card Type

Balance Transfer

Cash Back

Low Interest

Rewards

Sign Up Bonus

$100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening

Issuer

Bank of America

Annual Fee

$0

Rewards Details

Earn 1% cash back on every purchase, 2% at grocery stores and now at wholesale clubs, and 3% on gas up to the first $2,500 in combined grocery/wholesale club/gas purchases each quarter.

Foreign Transaction Fee

3%

Introductory APR

0%

Introductory APR Period

12 billing cycles

Introductory Balance Transfer APR

0%

Introductory Balance Transfer Period

12 billing cycles

Balance Transfer Fee

Either $10 or 3% of the amount of each transaction, whichever is greater.

Ongoing APR

13.74% - 23.74%

Penalty APR

Up to 29.99%

Cash Advance APR

See Terms

Sign up Bonus Tier Level

Below Average

Rewards Tier Level

Average

Perks Tier Level

Average

  • No annual fee
  • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas up to the first $2,500 in combined grocery/wholesale club/gas purchases each quarter.
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 13.74% - 23.74% Variable APR. 3% fee (min $10) applies to balance transfers
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25%-75%.