04.23.17
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A Frugal Wedding Adventure, Part 2: The Planning Fallacy Strikes

In Part 1 of this frugal wedding mini-series, I talked about how my fiance and I are trying to spend just $2,500 on our wedding.

04.22.17
family eating dinner out at restaurant

Eight Key Strategies to Help Keep Overbooked Families from Overspending

This time of the year, our family always feels incredibly overbooked. Our three children are each in a couple of activities all throughout the year

04.21.17
federal savings bank how to choose a bank or credit union

How to Compare Banks and Credit Unions When Looking for a New Financial Home

Let’s say you’re moving to a new community and thus need a new home for your banking and checking services, or let’s say you’re in

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Some Thoughts on Impractical Urges on the Path to Financial and Professional Success

Recently, Ayana Mathis published a wonderful article entitled On Impractical Urges. The focus of the article was squarely on the “cult of success” in America

what is a secured credit card vs. unsecured credit card with no credit history

Best Rewards Credit Cards of 2017

If you want to earn rewards quickly (who doesn’t?), it’s important to choose a card that aligns with your spending habits and goals. With the

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The Simple Secret to Sustained Financial and Professional Success

Over the last several years, I’ve paid off hundreds of thousands of dollars in debt and went from the precipice of bankruptcy to a path

Best Travel Credit Card for 2017

Summer is almost here and that means we’re about to enter peak travel season. Whether you’re planning a family vacation or looking to travel for business, there’s

04.18.17
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A Guide to Rucking, My Favorite Low-Cost Exercise Activity

Over the last few years, I’ve become more and more interested in improving my physical fitness. The reasons are simple. I want to live longer.

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Questions About Sneaky Fees, Upgrading, Lifestyle Inflation, Eating at Home, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to

04.15.17
startup business loans

Comparative Advantage and Smart Frugality

Whenever I see a long list of frugal activities, I immediately toss out most of the items on that list, not because the list is

long flat road

Assessing Your Financial Progress With Honesty but Without Negativity

I’m going to let you in on a couple of dark secrets about financial improvement. First of all, it’s a slow road. Once you get

04.13.17
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Have an Amazing Family Summer Without Breaking the Bank: 20 Low-Cost Family Summer Activities

We have three children. My wife is a teacher. I have a fairly flexible job that gives me freedom to work whatever hours I like

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Seeking ‘The Best’ Versus ‘Good Enough’

Recently, I had the pleasure of reading Tyler Cowen’s excellent book The Complacent Class: The Self-Defeating Quest for the American Dream. In it, Cowen makes

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Questions About Inheritance, Old Money Books, Fidgeting, Pickles, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to

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Best Balance Transfer Credit Cards for 2017

Experts agree, it’s best to pay off your entire balance each month. But when that isn’t possible, balance transfer credit cards can help you get

04.10.17
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10 Things I Refuse to Do to Save Money

The best part about adopting a frugal lifestyle is that you can always find new ways to save money. We have more options than ever

ancient scriptures

Jewels of Financial Wisdom From Ancient Religious Texts

There are a few basic tenets to follow if you want to grow your wealth without compromising your integrity: Save more than you earn. Watch

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12 Non-Financial Books That Will Help You Cultivate a Mindset of Financial Independence

Over the years, I’ve written about many personal finance books that have been incredibly valuable to me and to many others in terms of helping