what is a secured credit card vs. unsecured credit card with no credit history

Best Rewards Credit Cards of 2017

If you’re a homebody who’s into family stay-cations, a credit card that focuses on travel rewards just doesn’t fit. Likewise, a cash back card with

05.26.17
friends celebrating at a dinner party

How to Celebrate Personal Success Without Breaking the Bank

Personal success often translates into a time for celebration. You just got a promotion at work. You just got a great new job. You just

woman hiking

Choose the Life You Want. Your Wallet Will Thank You.

Whenever I see a headline like that, I can’t help but think that it’s drenched in positive thinking. Then, I look at a day like

keys in door lock -

About to Buy a House? Put Your Credit on Lockdown

Buying a house can be both an exciting and simultaneously stressful experience. One reason the home buying process tends to be so stressful for many consumers

avocado toast and coffee

Questions About Avocado Toast, Paper Shredders, Hiking, Job Searching, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to

05.21.17
flip flops at dollar tree

19 Things I Always Buy at the Dollar Store

While everyone has their own savings strategies when it comes to groceries and household goods, I tend to take the easy route. Instead of driving

driving with a map

Course Corrections

About a week ago, I was listening to a wonderful friend of mine, Heidi, talking about Amelia Earhart. Out of the blue, right in the

looking at the ocean through recycling arrows

The ‘Repeat Players’

Once a week, I go to a community board game night for several hours. There’s usually about 20 people in attendance with a healthy mix of

05.18.17
family busy in kitchen kids

Putting Frugality in Context of a Busy Modern Life

Springtime is incredibly busy around our home. Our children each participate in a spring sport of their choosing (if they want to). They’re also finishing

ant on flower

The Ant, the Grasshopper, and the Child

When I was a kid, my parents had a few relatives and friends that were pretty big spenders. I had a cousin who always had

Best Airline Credit Cards of 2017

Hey, frequent travelers! If you’re hitting the road (or the sky or sea) without a travel rewards credit card, you’re missing out. The top airline

twenty20_04d43c05-cd88-4752-a8f0-cc4a7673af32-2

A Simple Guide to Getting Maximum Value from Your Credit Cards

Sometimes, the simplest questions are just perfect. How do people even use credit cards without messing everything up? A reader we’ll call Jean sent that

housing real estate home for sale realtor sign

Questions About Housing, Soap Flakes, Gift Cards, Thermoses and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to

meditating

Using Meditation or Prayer to Help Achieve Financial, Professional, and Personal Goals

It’s not a secret to long time readers of The Simple Dollar that meditation is one of my daily practices. I spend at least 10 minutes

graduate hugging mom

To My Nephew on His High School Graduation

Dear Nephew, After 13 years spent in school, you’ve finally earned a high school diploma, which is basically a ticket for your first steps into the

05.11.17
woman working remotely on porch

Financial Planning for a Digital Nomad Life

A few weeks ago, Sarah and I had a pretty frank discussion about what we would be doing right now if we didn’t have children.

arrows on a hiking trail pointing in different directions

Your ‘Magic’ Interest Rate: Figuring Out Debt vs. Savings

When people first become acutely aware of their personal finances, they’re usually hit with a cavalcade of seemingly incompatible goals. They usually have a number

05.09.17
rosemary in herb garden

My Favorite ‘Little Wins’: 12 Simple Frugality Tips That Just Work

Over the years, I have shared literally thousands of frugality tips on The Simple Dollar. Most of them are useful tips – they will save