04.16.17
house for sale sign in winter

House Hunting? You Might Want to Wait Until Winter to Buy a Home

As the weather gets warmer, millions of Americans are gearing up to buy a new home. We’re entering peak real estate season, as May, June,

03.14.17
home for sale - how much house can i afford?

What NOT to Do When Selling Your Home

I’ll never forget an open house I visited in 2008. I asked our realtor to look around for some larger homes – possibly a two-story

couple on a bed looking at laptop

Buying a Home This Year? Start Now to Get Your Credit in Shape

Are you planning to buy a new home this year? Unless you’ve recently won the lottery or can otherwise afford to pay in cash, it’s probably time

home depot checkout lane

Seven Ways to Save Money As a Landlord

Around a decade ago, my husband and I bought our first rental property. We weren’t entirely sure what we were doing, but we were determined

12.22.16
wood beam in house construction - economist predictions for housing market in 2017

Six Predictions for the Housing Market in 2017

It’s nearly impossible to discuss the 2017 real estate market forecast without factoring in the Trump Effect. President-elect Donald Trump and his rhetoric, which may

12.16.16
cash down payment

Why Do You Need a Down Payment, Anyway?

When it comes to navigating through life, there are certain financial traditions and transactions that are difficult to avoid – among them paying taxes annually,

12.15.16
home exterior conventional loan mortgage

What is a Conventional Loan?

A home is the largest purchase most people ever make. To underscore the importance even further, let’s not forget that most people end up paying

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Can I Pay Rent With a Credit Card?

Housing — which means rent if you’re not a homeowner — is the biggest ongoing expense most people have. So it makes sense that at some point,

Can Alternative Credit Scoring Help You Get a Mortgage?

By Peter Miller Lenders have an ongoing problem: No matter how many loans they create, they want to make even more. And that brings us

home for sale - how much house can i afford?

Embrace Home Loans Review

Embrace strives to provide excellent customer service, but you need to speak with an agent to find out what rates are available to you. offers conventional,

damaged houses on Jersey Shore

Amica Home Insurance Review

Amica’s unmatched customer service and flexible policies make it one of the top choices for homeowners in the country. Amica builds its business around customer

11.10.16
Woman holding miniature house how to save for a house down payment

Buying a House? How to Save for a Down Payment

Saving for a new home has just become easier. Both Fannie Mae and Freddie Mac say they will now buy mortgages with as little as

you can use a home equity line of credit for home improvements like a new bathroom - home equity loan vs line of credit

What the HELOC? A Home Equity Loan vs Line of Credit

Do you need access to a lot of cash at an interest rate much lower than credit cards? A home equity loan can help you

11.01.16
family on the steps of new home - credit score mortgage

Here’s How Much Your Credit Score Impacts Your Mortgage and Auto Loan Rates

When you apply for a new loan, the most influential factor in determining your interest rate is your credit and, more specifically, your credit scores.

10.31.16
houses - how much is my house worth

Zillow Zestimate vs. Reality: How Much Is My House Worth?

Almost everyone these days begins their search for a new home inside their old home. That is, if you’re looking to buy (or sell) a house, you’re

10.20.16
signing paperwork - conforming loan vs nonconforming loan mortgage

What’s the Difference Between a Conforming Loan and a Nonconforming Home Loan?

Before you buy a home, it’s important to choose a mortgage that gives you the best possible terms, based on your credit history, income, and

10.11.16
how to choose the best mortgage

How to Choose the Best Mortgage

You’ve found a home you love. That’s great! But for most buyers, it’s only half the battle — next you have to secure a mortgage. The idea

best home warranty - house

The Best Home Insurance for 2017

If you’re looking for the best home insurance in 2017, there are plenty of national and local insurance companies that will want your business. However,