04.17.17
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Two Pieces of Unconventional Wisdom in the Traditional vs. Roth IRA Debate

There are some flaws in the conventional wisdom surrounding the traditional vs. Roth IRA debate that may be costing you money. The conventional wisdom says

04.03.17
handing money - how to maximize your 401k employer match is free money

How to Maximize Your 401(k) Employer Match

If I offered you the chance to immediately double every dollar you saved, would you take it? Of course you would! You work hard to

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401(k) Vesting: What It Is and Why It Matters

You’ve almost certainly heard that if you’re saving for retirement, taking full advantage of your 401(k) employer match should be your first step. That match

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The Pros and Cons of Investing With Robo Advisors

The last few decades have been very good for individual investors. Vanguard introduced the first publicly available index fund in 1976, and since then index

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I’d Rather Be ‘Average’ Than Broke

When you read up on investing, it’s easy to get the sense that there’s one way to invest for “average” people, and another way to

02.06.17
dad with newborn baby - when to hire a financial advisor

Six Times You Should Hire a Financial Planner (and Three Times You Shouldn’t)

Financial planners get a bad rap, and to a large extent that’s deserved. Far too many “planners” are really just salesmen in disguise, tasked with leading

woman at work looking for financial advisor online

What a Good Financial Planner Does (and Doesn’t Do)

When just about anyone can call themselves a financial planner, it’s understandably hard for consumers to know whom to trust for financial advice. See, unlike

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Everything You Need to Know About Expense Ratios

If you want better investment returns, one of the smartest things you can do is find lower-cost investments. Not only are smaller fees a good

12.19.16
woman in winter jacket - new years investing resolutions

Five Investing Resolutions for 2017

How can you make better investment decisions in 2017? Decisions that increase your odds of success and get you closer to reaching your goals? Here

11.28.16
man looking at long road - short-term investments

Should You Invest Your Short-Term Savings?

A lot of people hate the idea of keeping money in a savings account. They feel like it’s just sitting there, earning next to nothing,

11.21.16
woman looking at investments on ipad - investing to beat the market

Why Do You Want to Beat the Market?

Just about every investor at some point compares his or her investment returns to the market. Professional investment managers advertise their services by comparing their performance to

11.07.16
man using ipad - whole life insurance as an investment

Can You Use Life Insurance as a Retirement Investment?

At some point in your life you will almost certainly be pitched the idea of life insurance as an investment. The pitch will sound good. It

10.17.16
man shrugging

Why You’re Guaranteed to Lose Money in the Stock Market

Let’s say you loan me $10 dollars and a few months later I haven’t paid you back. So you ask me for your money, and

10.03.16
savings jars - 529 vs. roth ira for college savings

Roth IRA vs. 529 Plan: Which Is Best for College Savings?

College is expensive, and the cost continues to rise. It’s enough to make any parent nervous about whether they’ll be able to provide their children

09.19.16
man using laptop - non deductible ira contributions

Do Non-Deductible IRA Contributions Ever Make Sense?

Traditional IRAs and Roth IRAs are fantastic retirement accounts, but not everyone is allowed take advantage of the tax benefits they offer. Roth IRAs are

couple kayaking in new zealand - financial independence vs retirement

Why Retirement Is Out and Financial Independence Is In

“How late it is to begin to live just when we must cease to live. What foolish forgetfulness of mortality to postpone wholesome plans to

08.22.16
woman scrunching her nose - what to do if your 401k stinks

What to Do If Your 401(k) Stinks

Your 401(k) is often the easiest place to start investing because the account is already set up for you and your contributions can automatically be

08.08.16
piggy banks - 401k vs IRA vs Roth IRA which retirement account

How to Choose the Right Retirement Account

You want your retirement savings working as hard for you as possible. The harder your money works, the quicker you’ll get to retirement, and the