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Success Through Effort or Advice?

One big criticism that people have made about personal finance writers is that somehow their comments are invalid because they made much of their income

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Happiness and Spending Less Aren’t Mutually Exclusive

Boredom. Sadness. Jealousy. Frustration. Anger. Loneliness. Hopelessness. Those are emotional responses that I hear about all the time from readers who are struggling with adapting

04.26.17
Overworked businessman

How to Handle a Job with Low (or No) Pay Increases

Jason writes in: “I have been working at the same job for the past seven years. It pays well and I am able to save

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Just a Little Patience: 14 Ways to Develop Restraint

A couple of years ago, I wrote an article about nine techniques I was using to teach myself patience, because patience was (and still is)

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Questions About Starter Homes, Online Shopping, Hiking Footwear, Pinterest, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to

04.22.17
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Eight Key Strategies to Help Keep Overbooked Families from Overspending

This time of the year, our family always feels incredibly overbooked. Our three children are each in a couple of activities all throughout the year

04.21.17
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How to Compare Banks and Credit Unions When Looking for a New Financial Home

Let’s say you’re moving to a new community and thus need a new home for your banking and checking services, or let’s say you’re in

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Some Thoughts on Impractical Urges on the Path to Financial and Professional Success

Recently, Ayana Mathis published a wonderful article entitled On Impractical Urges. The focus of the article was squarely on the “cult of success” in America

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The Simple Secret to Sustained Financial and Professional Success

Over the last several years, I’ve paid off hundreds of thousands of dollars in debt and went from the precipice of bankruptcy to a path

04.18.17
hiking with backpacks

A Guide to Rucking, My Favorite Low-Cost Exercise Activity

Over the last few years, I’ve become more and more interested in improving my physical fitness. The reasons are simple. I want to live longer.

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Questions About Sneaky Fees, Upgrading, Lifestyle Inflation, Eating at Home, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to

04.15.17
startup business loans

Comparative Advantage and Smart Frugality

Whenever I see a long list of frugal activities, I immediately toss out most of the items on that list, not because the list is

long flat road

Assessing Your Financial Progress With Honesty but Without Negativity

I’m going to let you in on a couple of dark secrets about financial improvement. First of all, it’s a slow road. Once you get

04.13.17
kids flying kites

Have an Amazing Family Summer Without Breaking the Bank: 20 Low-Cost Family Summer Activities

We have three children. My wife is a teacher. I have a fairly flexible job that gives me freedom to work whatever hours I like

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Transforming a Hobby Into ‘Achievement Collecting’ – and How It Can Save You Money

During the latter days of my video game hobby, I used to love spending time after work playing video games on my Playstation 3 and

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Seeking ‘The Best’ Versus ‘Good Enough’

Recently, I had the pleasure of reading Tyler Cowen’s excellent book The Complacent Class: The Self-Defeating Quest for the American Dream. In it, Cowen makes

pickles in jars

Questions About Inheritance, Old Money Books, Fidgeting, Pickles, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to

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12 Non-Financial Books That Will Help You Cultivate a Mindset of Financial Independence

Over the years, I’ve written about many personal finance books that have been incredibly valuable to me and to many others in terms of helping